The people’s all-in-one banks were punished, and the rights of consumer rights were far away.

The people’s all-in-one banks were punished, and the rights of consumer rights were far away.

Recently, China Postal Savings Bank rushed to heat up with a message that was fined 4.49 million yuan due to 6 violations. Just more than a month ago, the Bank of China has just issued the administrative penalties for the five financial institutions such as Bank of China, China Merchants Bank and the relevant responsible personnel, and the penalty amount totals about about 100 million yuan.

In fact, banks have been repeatedly fined in recent years.

Such a phenomenon releases a distinct signal: the supervision layer is heavy, protecting the consumer rights forever.

At the same time, we also remind us that the chaos of the banking market will also have a long way. The chaos of the rectification banking market has always been a must-answer question in front of the regulator. The illegal violations listed in the ticket or the violation of the only account annual fee, or the "induced" induced "save the" save insurance or wealth management products, including violation of macroeconomic regulatory policies, improperly related transactions for interest delivery, etc. Various chaos have both seriously infringed the legitimate rights and interests of consumers, and is also not conducive to preventing resolution of financial risks.

In response, the regulatory layer has always attached to the attitude.

The Interim Measures for the Site Check of China ‘s Banking Regulatory Commission began to implement in 2016.

In January 2018, the "Notice on Further Confirmed Notice on Further Realizing the Chaos of the Banking", which continued to carry out the work of the banking chaos around 8 aspects. In September 2020, "Implementation Measures for the Implementation of the Financial Consumers’ Rights and Interests of the People’s Bank of China" officially passed, clearly proposes that violations of violations of laws and regulations in violation of financial consumers, rationally enhanced illegal violations, solving illegal violations in the financial sector too low Question … After years of hard work, the situation of strict supervision of banking industry is basically formed, and the control of supervision is significantly improved, and the banking industry has changed significantly.

At the same time, it is also necessary to see that bank violations, and violations are still far from being disappeared.

There are more individual banks, while "humbly" admitsted, while repeatedly punishment.

So embarrassing, seemingly puzzled, and the reason is behind. As of May 2021, my country’s banking financial institutions reached trillion.

Some big banks have a total of millions of business income, and pay millions of people, tens of millions of fines, and there is no three cups of wine.

The banking industry is more, the management is fine, the supervision is strict, and the final analysis is to keep the security. As an important pillar of finance, banks are about macroeconomics and connect thousands of households.

Bank legal compliance operations are policies red lines, and it is also the interests of the people, never allowed to pass overover. Only the truly customer-centered, integrity is fundamental, the service is the soul, the bank can achieve high-quality development, and the country is the country’s private financial security line.

(Editor: Zhuang Hongji, Fu Drarse) Sharing let more people see.